“You should probably google your own name before you try to commit fraud.”

As a Writer at BuzzFeed, I write and curate quizzes, listicles, and articles about everything from pop culture and history to food and fashion.

I also grabbed responses from threads 1 and 2. 

"The thing that happened afterwards is that a large area got flooded when the sewage found a way outside of their cellar, through the underground parking lot on the surface. You have to imagine that it was literally in the city, so the flooding with sewage forced a handful of VERY popular restaurants and shops to close for days. He actually had to go to court.

Then, the joke begins. Insurance at my company is kind of easy to handle. For small damages, a photo of it is enough to instantly get amount x transferred to your bank account.For larger damages, although, there has to be an attendant from the insurance company to verify the claim and document everything and so on. The owner of the restaurant sends in a picture of SOME water spilled on the floor. He literally had a LAKE outside to get pictures, but he sent in some small water coverage of an area, which looked ridiculous. There were only a few words in the WHATSAPP MESSAGE he sent to our agency: Please refund the 200,000€ to my bank account.

Nothing more. Just this. There wasn't even the wage; the shop closing costs were covered, only the cost of cleaning up that sewage. I was shocked at how little he could care about something so big and how he didn't feel that he needed to provide anything for us. In the end, our company paid everything. Some people..." 

"Your boyfriend had bruising consistent with a seat belt going from left shoulder to right hip, not right shoulder to left hip; you suffered a fractured right cheek from a front impact, as if your head was turned rather than facing forward, and your boyfriend had a severe laceration to his penis consistent with a bite-down injury. We're not geniuses, but we managed to figure out pretty easily how this accident happened."

"Took me weeks to get overdraft authority and approval to total this vehicle worth almost six figures. Literally had the check printed and signed in my car and was trying to reach the INS to exchange the title and POA for the check. Already had the car headed to salvage. Someone at the shop told me that they heard something about the track when the car was being unloaded by the tow company, and they felt that they should mention it since they would no longer be working on the car.

Went home and spent the next six hours on the internet looking up Gopro videos of random people’s track footage from the week around the DOL. Found a local sports photography company that had shot the track day before the DOL. 200+ pictures in the gallery. I found the pictures of the car racing on the track. Turned it over to SIU, and the insured dropped the claim in exchange for us not pursuing footage from the track or incident reports and pressing charges."— magn0lias

"Here's where we get lucky. The Porsche was a loaner vehicle from the dealership, so when we asked for permission to pull the EDR, they were immediately on board. Of course the EDR shows the insured was driving 80 mph, and of course we found a stucco wall at the bottom of the hill where the insured lived covered in paint that matched the insured vehicle.

As our insured refused to back down on their version that the vehicle was parked (they even fault challenged twice and called the DOI), we forwarded it to the NICB, and now the insured and her hubby are in prison for filing a false police report and insurance fraud." 

"Naturally, he collided with a parked car while pulling a semi trailer that he did not own, more a thousand miles away from the truck's registered jurisdiction, and it was all caught on camera. The registration fraud was easier to prove than the residency fraud, two distinct cases of welfare fraud, and failure to cooperate that we uncovered, so that's what went onto the claim denial."

"The facts of the accident were always the same: someone didn't yield while turning left and hit him. He was never at fault and got a payout each time from the other driver's insurance. Two of the prior five claims were with our company, and he'd gotten 100k in total loss settlements in that last year from us alone. Sent that right up to SIU without payment."