Conservative pundit Tucker Carlson shared some audacious financial advice as he opened up to hacker Ryan Montgomery about one of his more “eccentric resentments” during a joint episode of both their shows on Monday.

What began as a discussion about digital security and a mega-data breach veered into a rant about Carlson’s deep hatred for predatory money lenders and why he thinks people should halt paying their credit card balances.

Explaining why he personally refuses to carry a single dollar of debt, he told Montgomery, “I think in my business where you like make people mad, if you have debt, boy, they you know, they go after it.”

As Carlson admitted he was in a very privileged position not to owe anyone anything, his guest said he tries to follow a “don’t spend money you don’t have” philosophy.

The former Fox News host disagreed, however.

“I used to feel that way. Now I’m kind of like, I don’t know,” he said. “I think people should stop paying their credit cards. I know no one else agrees with me, and ‘Oh, you have a moral obligation.’ Really?”

Describing credit cards as predatory and unethical, Carlson said, “Well, you have a moral obligation not to send credit card applications to college kids. So this goes both ways.”

“It’s like just blaming the drug addict and never mentioning the dealer. Someone’s selling the fentanyl and that person is on the hook, too,” he said. “So, like, is it a sin to rip off your drug dealer? I guess it’s not one I’m going to judge you for.”

According to consumer credit report company TransUnion, the average American holds about $6,715 in credit card debt. Across the U.S., that debt totaled up to a staggering $1.28 trillion at the end of 2025, according to data from the New York Federal Reserve.

Carlson’s advice for avoiding debt wasn’t exactly practical, as brushing off credit card balances almost always results in late fees, higher interest and plummeting credit card scores. If someone puts off their payments long enough, the debt is sent to a collection agency, which can sue you in order to garnish your wages or pull straight from your bank accounts.

Carlson’s resentment for lenders was deep, according to him. Earlier in the conversation, he recalled giving a speech to payday loan lenders over two decades ago and said while they were “amusing,” they were also “the sleaziest group of people I’ve ever met in my life.”

“I have no doubt, I don’t know how they sleep at night,” his guest agreed.

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