“No one taught me about money, and even if they tried, I would not have learned better than experience.”

"We learned a lot as we got older; he taught us the same way about retirement savings vs. short-term savings and what a car would cost. My father never took out a loan for anything other than the house we grew up in, so there were no loan payments, but by high school graduation, we knew about car insurance and what cars really cost through gas, tires, and wear and tear. He was a smart man, my dad."

"Debt was culturally frowned upon to a certain extent, with the exception of house debt. I never even took out a loan for a car. Beaters were cheap, and so was car insurance. Nowadays credit debt is assumed; you pay twice as many bills (internet, subscriptions, etc.). You can buy stock and bitcoin on your phone...shit's nuts. Oh, and prenups were for movie stars. Oh, and the reason my wife and I did well is that we sat down right after we got married and realized we were both in careers that don't make much money, so we lived beneath our means whenever we could and threw any excess change into the stock market for 40 years. That is a lot harder to do nowadays. I have a kid. I see what's going on. It's not right."

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