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Upstart Holdings, Inc. (NASDAQ:UPST) is among the Stocks That Will Double in the Next 5 Years.

​On April 13, Bank of America Securities lowered the firm’s price target on Upstart Holdings, Inc. (NASDAQ:UPST) from $40 to $36, while maintaining a Neutral rating on the shares. The firm noted that the price target reduction is based on the revised earnings estimates, which incorporate lower market multiples and higher macroeconomic uncertainties.

​Earlier, on March 31, Citizens had maintained a Market Underperform rating on the stock, with a price target of $20. The firm noted that discussions with the company’s President and Chief Capital Officer and Fortress Head of Specialty Finance revealed that both companies are facing concerns regarding funding and credit outlooks.

​Overall, the Street has a cautious outlook on the stock, as 50% of the 16 analysts covering the stock maintain a Buy rating. The 12-month average price target on the stock suggests more than 20% upside from the current level.

​Upstart Holdings Inc. (NASDAQ:UPST) is a cloud-based artificial intelligence lending platform that approves consumers for credit. The company has a strong emphasis on risk reduction and partners with banks, credit unions, and other lenders. It offers several products such as unsecured personal loans, auto refinancing, auto secured loans, and home equity lines of credit.

While we acknowledge the potential of UPST as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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