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Affirm Holdings, Inc. (NASDAQ:AFRM) is among the stocks Jim Cramer reviewed while discussing the Iran ceasefire that triggered a relief rally. Cramer mentioned the stock during the episode and said:

… If you want to play that theme, you know what, here we go again, I’d rather own Affirm, which I explicitly highlight in How to Make Money in Any Market. Affirm has democratized lending by providing financing in small increments for people who don’t have the means to buy things up front, and they do it transparently, showing you exactly when and how much you’ll be charged. I would rather go with a pioneer like Affirm and Max Levchin that has a strong relationship with the best of the best, Amazon, Shopify, Costco. That feels like the cleaner way to play this thesis. In a crowded field, I say go with the specials… And if you want to play buy now, pay later, oh come on, I’d rather own a pure play like Affirm, the democratizer of lending.

Photo by Artem Podrez on Pexels

Affirm Holdings, Inc. (NASDAQ:AFRM) provides a digital payment platform that enables consumers to pay for purchases over time through its point-of-sale solutions and app.

While we acknowledge the potential of AFRM as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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