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Exodus is pushing its wallet further into everyday finance. The company said it has launched Exodus Pay, a new feature inside its existing app that lets users spend, send and manage digital assets while keeping full custody of their funds.

The rollout is live on iOS, Android and desktop in Nebraska, Texas, Florida, New York and California, with a broader U.S. expansion planned through April.    What gives the launch a bit more weight is the way Exodus is framing it. This is not just another wallet feature aimed at power users. The company is trying to lower the friction that has long kept self-custody from feeling practical for day-to-day payments, with support for spending at merchants that accept Visa (NYSE: $V) or Apple Pay, sending money by phone number and using USD-backed stablecoins, bitcoin (CRYPTO: $BTC) and other digital assets from the same app.  

That ambition comes through clearly in management’s own language. “We spent a decade building a wallet that millions of people trust with their crypto,” co-founder and CEO JP Richardson said. “Now, we are creating the last financial app you will ever need,” he added, describing a product built around self-custody rather than third-party control. 

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CFO James Gernetzke struck a more commercial note, calling Exodus Pay a recurring and scalable revenue stream that the company has been building toward.  

The timing also fits a market that is starting to look more seriously at stablecoin payments after the sector passed $300 billion in circulation in 2025. Exodus said global expansion is planned later this year, subject to regulation. 

If that rollout lands well, the more interesting takeaway may be that wallets are starting to compete not only as places to store crypto, but as consumer-facing financial products built to keep users inside self-custody while doing more with their money.    Exodus Movement Inc. (NYSE: $EXOD) stock is currently trading at $6.40 U.S. per share.