Paymentology is working with Snappi as the Athens-based digital bank moves from initial rollout to a stage focused on expanding features, handling higher volumes and strengthening systems to meet regulatory expectations.

Snappi is a newly authorised digital bank in Europe.

It received a universal banking licence from the European Central Bank in 2024, which allows it to provide services such as deposits and lending.

The bank opened to the public in 2025 as Greece’s first ECB-licensed neobank.

Its offering includes app-based onboarding, IBAN accounts, virtual and physical cards, SEPA transfers and other everyday banking functions delivered through a digital setup.

After going live, Snappi has shifted attention towards product expansion, local adjustments and customer engagement.

This includes partnerships and wider ecosystem work, as well as physical touchpoints alongside its app.

One example is Snappi Hub in Athens, described as a community space for financial literacy, events and conversations about financial wellbeing.

On products and partnerships, Snappi has introduced its first Snappi Savings Account.

It has also announced its Fintech & AI Lab, a platform intended to link academia and entrepreneurship and support AI-powered and conversational banking in Greece.

Snappi CEO Gabriella Kindert said: “Our ambition with Snappi is to build a digital bank that is simple, transparent and built around real life. As we expand our product offering, from everyday banking to savings and ecosystem partnerships, having scalable, modern infrastructure is essential to delivering the experience customers expect while meeting the highest regulatory standards.”

Paymentology’s cloud-based issuer-processing system is being used to support the bank’s next phase, including faster delivery of card and payments functions, real-time processing, greater operational resilience as adoption rises, and readiness for changing EU and national regulatory requirements.

Paymentology Europe Growth head Julie Sutton commented: “Launching a digital bank is one milestone. Scaling it into a mature, regulated platform is another entirely. Snappi represents a new generation of European digital banks, built licensing-first, infrastructure-first, and designed to evolve quickly once live.”

"Snappi scales up after Greek launch with Paymentology " was originally created and published by Retail Banker International, a GlobalData owned brand.

 

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