JPMorgan Chase & Co. (NYSE:JPM) is one of the Most Undervalued Long Term Stocks to Buy According to Analysts. On March 11, Financial Times reported that JPMorgan Chase & Co. (NYSE:JPM) is tightening lending to private credit funds by marking down the value of certain loans used as collateral.

​The tightening is mainly for software companies vulnerable to AI disruption. This precautionary move limits borrowing capacity without triggering margin calls and reflects broader caution amid private credit market volatility.

​According to the report, JPMorgan views software firms as high-risk due to the onset of AI.

Jamie Dimon, JPMorgan’s chief executive, noted being more prudent with such assets. Moreover, Executive Troy Rohrbaugh noted that the bank is being more conservative compared to its peers as it uses individual analysis, macro factors, and public proxies for valuations, revaluing proactively rather than waiting for crises. Following the release, Private credit stocks fell sharply as Ares declined 5.2%, KKR -2.7%, Blackstone -2.1%, and Apollo -2%.

​JPMorgan Chase & Co. (NYSE:JPM) is a New York-based financial services company operating through three segments: Consumer & Community Banking, Commercial & Investment Banking, and Asset & Wealth Management.

While we acknowledge the potential of JPM as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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