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Business travelers who are Hyatt loyalists will like the nice welcome offer and high earning potential when they stay at Hyatt hotels and resorts. While there’s an annual fee, it’s less than other high-end business travel credit cards on the market.

The World of Hyatt Business Credit Card may fit the wallets of many business owners, especially those who travel frequently for work. But it might not be the right fit for everyone. Here’s a breakdown of what you can expect and how it stacks up against others.

Aside from the tiered points system, the World of Hyatt Business Credit Card comes with other benefits, including:

No foreign transaction fees

10,000 referral bonus points for each business that gets approved for the World of Hyatt Business® credit card (up to 50,000 bonus points per year)

Free additional employee cards

World of Hyatt Discoverist status

Up to $100 in annual Hyatt credits (up to $50 in statement credits when you spend at least $50 at a Hyatt property up to two times each anniversary year)

5 Tier-Qualifying night credits toward status for every $10,000 you spend per calendar year

Spend $50,000 and receive 10% of the points you redeem back for the rest of the year (up to 200,000 points redeemed)

Use Chase Pay Over Time for eligible credit card purchases

Travel and purchase protections

Learn more: Our top picks for business credit cards

You can earn the most rewards when you stay at a Hyatt hotel or resort. Then, you can earn double points in your top three shopping categories. You can select the ones that your business spends the most money on. For instance, if you rely most on internet and phone services, this might be among the most important categories. Local transit or filling up at gas stations might also be on the list if you commute for work.

Learn more: Best rewards credit cards

You can use your World of Hyatt points for free nights, upgraded room stays, or a combination of points and cash for free nights.

You can only redeem the points you earn with a World of Hyatt Business Credit Card for Hyatt-related stays, not on cash-back options or statement credits.

Learn more: How do travel credit cards work?

The World of Hyatt Business Credit Card is best for business owners who travel a lot for work and prefer hotel stays on Hyatt properties. It’s also a great option if you have employees who travel for work — either with you or separately — and have access to Hyatt properties when they travel for business.

Generous welcome offer. The welcome offer is great for business owners who plan to spend a significant amount of money after opening their account.

Select top spending categories. With the option of earning points in top spending categories, you can maximize your spending with bonus categories where you spend the most.

Extra coverage. You’ll get free employee cards, travel protections, and purchase coverage on all your purchases. Because it’s a Chase card, you can access Chase Pay Over Time to make equal monthly payments on your card for eligible purchases of $100 or more. There’s no credit check, but there is a 1.72% fee for each purchase on the plan.

Limited rewards redemption. You can only redeem rewards for Hyatt hotel stays or room upgrades. There’s no cash-back option or statement credit choice.

High annual fee. The $199 annual fee for a card with limited redemption options is expensive.

No free hotel night. Many travel credit cards offer free hotel nights on your anniversary or similar extra perks, but the World of Hyatt Business Credit Card doesn’t come with that.

You can use the World of Hyatt Business Credit Card anywhere Visa is accepted, at millions of merchants worldwide. Since there aren’t foreign transaction fees, you can use the World of Hyatt Business Credit Card when you travel globally for business trips. You can also use it locally for business-related purchases, including dining, filling your gas tank, or paying your business internet bill.

JP Morgan Chase issues the World of Hyatt Business Credit Card, so you’ll need a Chase account to manage your card. Create a Chase account online. From there, you can make a one-time payment, set up auto payments, add authorized users, and more.

The Chase mobile app is available in Google Play and the App Store, which means it’s compatible with most phones. Once you download the app and add your login information, you can navigate to your World of Hyatt Business Credit Card details. You can make a one-time payment, set up auto-pay, and other account-related activity from there.

You can pay your World of Hyatt Business Credit Card over the phone by calling the number on the back of your card or calling 1-800-436-7958.

You can mail your check or money order to

Cardmember Services

P.O. Box 6294

Carol Stream, IL 60197-6294

Make sure your payment includes your 16-digit card number on the memo line and don’t fold or staple your payment to something else.

Availability: 24/7

Phone number: The number on the back of your card or 1-800-432-3117

Chase login page

Mobile app

The World of Hyatt Business Credit Card is one option for business owners, but other cards on the market might be a better fit. Here are a few alternative business credit cards to consider when comparing your options.

Read our full review of the American Express Business Gold

Read our full review of the Ink Business Preferred Credit Card

Read our full review of the Ink Business Cash Credit Card

This article was edited by Kendall Little

Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.

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