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Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. For many, buying a home is one of the biggest purchases they’ll ever make. So, it makes sense to want to protect it from the “what ifs…

When you have delinquent taxes or certain other types of debt, and you’re owed a tax refund, you may find that the government has taken some or all of it. The Treasury Offset Program allows the Department of the Treasury to withhold money from tax refunds and Social Security benefits to pay a debt. …